Debts are a menace that one incurs as a result of bad planning and bad money management means. The mistakes we make while managing our money leads to excess debts and this can be compensated by allowing some professionals to manage our debts. There are a lot of firms that are offering debt management schemes to ease out the debts that are haunting us everyday. Among the available debt managers, one of the well known and reliable schemes can be obtained from Abacus Debt Management who have in the debt management business for the past 9 years. They have been in the market from the time the concept of debt management was evolved. Abacus Debt Management is based in London and offer debt management options to the people of U.S and many other parts of Europe. Apart from the debt management and debt solutions schemes offered, they also offer PPI reclaims, repossession help and trust deeds. They offer advice to all their customer and the debt consolidation schemes are completely customized to the needs of the customer. They offer debt consolidation at very low rates of even 1.5% and in some even lower. The debt management process is carried out in the most efficient and reliable manner.